DETROIT (FOX 2) – Michigan Rep. Tyrone Carter acquired a discover that he owed cash to Liberty Mutual. The one downside? He is by no means used the insurance coverage firm.
“They stated, ‘You didn’t pay on a coverage.’ I stated, ‘Effectively, I’ve by no means had a coverage. They informed me it’s a Dodge Challenger. I stated, ’Wait a minute, I’ve by no means owned a Dodge Challenger,'” Carter stated.
That is as a result of an Eastpointe man allegedly stole Carter’s identification, and took out three automotive insurance coverage insurance policies with it.
Christopher Nonetheless, 24, is charged with three counts of insurance coverage fraud for acquiring an insurance coverage coverage utilizing the sufferer’s identify and date of beginning; three counts of identification theft for acquiring an insurance coverage coverage within the sufferer’s identify utilizing his date of beginning, and three counts of utilizing a pc to commit a criminal offense for utilizing a pc to commit the identification theft and insurance coverage fraud.
“He acquired a greater fee as a result of I’m an older, protected driver with zero factors,” Carter stated. “At one level my credit score had gone down by 45 factors. I hadn’t bought something, I hadn’t accomplished something in a different way, so there’s a connection between this taking place and the insurance coverage fraud.”
The Michigan Division of Insurance coverage and Monetary Companies (DIFS) Fraud Investigation Unit (FIU) collaborated with the Division of Lawyer Basic to analyze the case.
“We see on this case that anybody will be focused for identification theft and fraud, which is why it’s so essential for all of us to be vigilant about defending our private data,” stated DIFS Director Anita Fox. “Having a fraudulent insurance coverage coverage opened underneath your identify might offer you and your loved ones issues down the road, so we encourage Michiganders to verify their credit score reviews and thoroughly assessment all monetary paperwork they obtain to ensure their identification is protected.”
Suspected insurance coverage fraud will be reported to DIFS anonymously by calling 877-999-6442 or on-line by visiting DIFS’ web site.